Compare the Net Cost, Not the Award A scholarship only makes sense when it is considered alongside the university's total cost. A $15,000 award at an expensive university may leave a student paying more than a $7,000 award at a lower-cost institution. This is one of the most important points for international applicants. Suppose University A costs $60,000 per year and offers a $15,000 scholarship. University B costs $45,000 and offers $8,000. After the scholarships, University A still costs $45,000 annually, while University B costs $37,000. The smaller scholarship produces the cheaper degree. Students should therefore calculate the expected net cost before accepting an offer. Include tuition, accommodation, food, health insurance, books, transportation and other regular expenses. Then check whether the scholarship applies for every year of the degree. Renewal requirements also matter. An award may depend on maintaining a particular academic standard or remaining in a specific program. Losing a scholarship after the first year could dramatically change the financial picture. 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